To speak with one of our finance specialists give us a call anytime on 1300 787 288 or to join our team across the country, check out our current opportunities at Stratton Finance here. Credit to approved applicants only. You can tree your Chattel Morgage retirement calculation with a credit term (length) are years or month, amount appropriated (financed), interest rate and residual range. Compare car loans from over 30 lenders. Loan amounts from $1,500 to $150,000. Car Loan; Chattel Mortgage; Comparison Rate;. This information is for general use and may vary in. To discuss your individual needs in detail and secure a finance option that's right for you, speak. Annual Property Taxes $208. How to Buy a Car During the Credit Crunch. Our car loan repayment calculator will help you work out how. Browse the rate comparisons to see which individual mortgage terms make the most sense for you and your next purchasing. Chattel mortgages are often used to finance manufactured homes, formerly known as mobile homes. Get to know Hayley in this article. Chattel and traditional mortgages share a fundamental similarity: You can use both to finance the purchase of a home. A mobile home loan would cost less, but this option isn't available for park model. It’s a simple-to-use tool that allows you to calculate and compare the costs of the best offers on the market. Rob secured finance saving me over $300 a month - compared to Stratton's offering and finance settled and the car was delivered the very day of claim settlement. This will give you an estimate of your repayments. The calculator can be used to calculate estimates on all these purchases. At Stratton Finance, we do all the legwork, so you don’t have to. A chattel mortgage calculator is the quickest and easiest way to calculate your repayments. Alternative income documentation accepted. MOBILE HOME LOAN PAYMENT CALCULATOR. MOBILE HOME LOAN PAYMENT CALCULATOR. You can structure your car finance calculation based on a specified interest rate, loan term (length) in month or years, amount borrowed (financed) and a residual value (balloon value). The calculator can be used to calculate estimates on all these purchases. To discuss your individual needs in detail and secure the right finance option for you, speak to one of the Stratton Finance team on 1300. This means the lender has the ability to reclaim the asset if the borrower cannot repay the loan. Between $10,000 - $3,000,000*. The lender buys the car, and you make payments based on the value of the vehicle minus the residual, which becomes due at the end of the term. Our friendly team is here to assist you every step of the way. Whenever you come into a good chunk of change like a tax refund at the end of the financial year, for example, put it straight towards your loan. Once payment on your chattel home loan is completed in full, full ownership of the. What is a Chattel Mortgage Car Loan? A chattel mortgage car loan is a secured, new or used car loan for businesses. Set repayments are then made on a monthly basis. Show you how much Luxury Car Tax is already included in. tax returns for chattel mortgage through stratton finance solution as well as. You can calculate yourlease repayments based on the amount you wish to borrow, an interest rate, the length or term of the loan in years. Benefit 1. ITEM 5: PROMOTION CONTESTING DATES AND TIMES. Caravan Finance to get you on the road sooner. Use this Car Finance Calculator to calculate monthly, fortnightly or weekly repayments on business car finance, such as Commercial Hire Purchase, Chattel Mortgage, Car Lease (Finance Lease) (excluding any GST implications). For individual employees, alternative, cost-effective finance options include a chattel mortgage, a novated lease or a car loan, while businesses may also want to consider a chattel mortgage or a car lease. In the. If you're buying or financing a caravan for the. ITEM 4: WEBSITE. Minimum down payment required is 5%. Flexible loan terms ranging from 2 to 7 years. 1. In fact, over time, the size of the debt along with the effect of compound interest results in you paying more total interest. As high as 50% debt-to-income ratios. Choose from weekly, fortnightly, or monthly loan repayment options. Serving clients for over 25 years together as a team, we consider ourselves professionals in the Manufactured home loan community; our clients also agree,. a consumer car loan, a chattel mortgage for cars typically has lower Interest rates. Chattel Mortgage is the most popular form of business car finance, but we can achieve competitive cheap interest rates across our entire loan portfolio. You can set your Chattel Mortgage repayment calculation with a loan term (length) in years or hour, amount borrowed. Chattel Mortgage Calculator – Samir Idaho Homes – Chattel Mortgage Rates from 5. Whether you're planning on buying the most popular car in Australia, the Toyota Hilux, Australias most. New and Used Car Finance. These calculations and illustrations. Chattel Mortgage Calculator1300 787 288 Get a quote. What did this Chattel Pledge Calculator do? Use on Personal Security Numeric to calculate annual, fortnightly oder weekly repayments on Chattel Mortgage consent used a car or another passenger means. Benefit 1. Stratton Finance offers incredible low rates to get you and your brand new Porsche cruising on the highway in no time at all. This calculator determines your mortgage payment and provides you with a mortgage payment schedule. David, if you need any more information about vehicle financing, and different options available to you and your business - call a Stratton finance consultant on 1300 STRATTON (787 288) or get a 60-second online quote here. Most lenders look for a ratio of 36% or less, although there are exceptions. It takes less than 2 minutes, we just need some details about the you’re looking to buy. If you are looking for the best mortgage refinance rates, the first step in the process is to define and find the best calculator for a mortgage refinancing project. Car Loan; Chattel Mortgage; Car Finance; Car Lease; Luxury Car Tax; Hire Purchase; Personal Loans;. Payments: Multiply the years of your loan by 12 months to calculate the total number of payments. At the end of the term, you can elect to: (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to VWFSA at the end of the loan term after all repayments have been made. To pot structure own Personal Morgage compensation reckoning on one home period (length) in years either. 90 day loan approval. Get a quote Save on this car. Contact us now on 1300 (STRATTON) 787 288. Used car finance comes in two main loan types: secured and unsecured. Manufactured home scenario: If you are purchasing…. g. 11. For expert advice and access to a range of car finance options from Australia's best lenders, contact us today - call 1300 STRATTON (1300 787 288). Call 1300 722 210 or. A chattel mortgage involves a finance company lending you the money to purchase a vehicle that will be primarily used for business purposes. 2020 Mazda 2 G15 Evolve hatch. And to get the best rate, you will likely need a credit score of at least 750. Luxury Car Tax (LCT) is a tax levied on the sale of vehicles which meet a set of "luxury car" criteria. Features of new car finance. You need to add the following dollar amounts, correlated to. If you’re ready to dive into the Stratton process and get approved quick smart, or if you have any questions, give us a call on 1300 787 288. Our comparison interest rate calculator can be more useful than the standard interest rate when comparing lenders. 2020 Mercedes-Benz GLC-Class GLC300. Up-Front MIP (1. com. The discount factor is then calculated as 51. Savings: $12,088. 6. You're with great company. ITEM 3: PROMOTER. Available for Personal Use and Business Use. Car Loan; Chattel Mortgage; Comparison Rate; Hire Purchase; Luxury Car Tax; Personal Loans; About About Us ;. As such, your finance company will hold a stake in the vehicle or equipment until you repay the full amount. Rob was brilliant he went above and beyond to move mountains understanding my situation. 20 years and 32 days. Rates start at 5. Last but not least, we can also apply the Goal Seek feature of Excel to build a chattel mortgage calculator. You can simply put in your loan term, total loan amount, and whether you are buying a new or a used vehicle for an instant estimate of your weekly, fortnightly or monthly repayments. As such, the guidance of a lender or broker like Stratton can be invaluable in helping you choose a car loan or other form of finance better suited to your needs. For the loan amounting to $200000, at a 6% interest rate for 10 years, the monthly payment will be $2,220. With chattel loans, like home loans and car loans, the asset you're financing is secured. * Please refer to your accountant for eligibility. Monthly FHA Payment. info@stratton. User-Friendly: We understand that financial matters can be complex, so Widget Works has designed its calculator to be. Conclusion. Chattel Mortgage; Novated Tenancy; Low Document Car Loans; Remortgage Car Loan; Car Loans 90% Applicants Approved In 24 Hours. Great rates available on Volkswagen vehicles with Stratton Finance. Using a Personal Loan to buy your car. This type of financing has lower initial costs than a mortgage, but it's more expensive in the long run. Compare from over 30 lenders. Our customers are most commonly using Asset Lease for trucks and commercial vehicles to keep their businesses on the road. Call 800-872-2657. Thee can structure your Belongings Mortgage repayment calculation with one loan term (length) in years or month, amount borrowed. Maximum VA loan term. The estimate above should be used for information purposes only and is not an offer of finance on particular terms. A loan process where an object of the movable personal property acts as security for a loan is called a chattel mortgage. Our customers are most commonly using Asset Lease for trucks and commercial vehicles to keep their businesses on the road. 1300 000 033;. You cannot structure your Chattel Mortgage repayment calculation with adenine get term (length) in years or. Chattel mortgage. Most mortgages with a down payment of less than 20% require PMI. Once approved, you can sign online using SmartSign and we'll pay your supplier within 4 hours. Contact us for information about interest rates and to find out what sort of rate you may be eligible for. Here are some ways you can improve your cash flow: 1. But…you need to be fully aware of the conditions associated with the result you are calculating and. Escrow: The monthly cost of property taxes, HOA dues and homeowner's insurance. So if you’re in the market for a new or used car and have decided that a car loan is your best option, give us a call on 1300 STRATTON (1300 787 288), or get an online quote and we’ll have you approved for a loan and on the road in no time. Car loans from $5,000 to $150,000. 75% – 9. Credit fees, service fees and charges may apply. You’ll own the vehicle outright, however, the finance company will place a “mortgage” over the vehicle, as security against the loan. If you think conventional financing of a manufactured home is right for your needs, you can start the mortgage approval process with Rocket Mortgage. The refinance rates reflect 90% to 80% loan to value, while purchase rates reflect a 10% to 20% down payment. As a result, lenders will offer a more competitive interest rate – which can help save you money. The Chattel Mortgage includes any annexure to the Chattel Mortgage. If you have a car allowance and you're weighing up how to use it, speak with one of our finance specialists; they will compare finance options from a range of lenders, to find the best package for your needs. If you'd like to Compare Car Loans to the Big 4 Banks, we've made it easy for you to see why you're better off being with Stratton Finance. New or used caravans of any age. A. A chattel loan may have a. You can tree to Chattel Mortgage payment calculation by a loan term (length) in years or month, number borrowed (financed), interest assess also residual select (balloon value). However, if you’re after a commercial vehicle such as a ute, truck or van you’re free. Let us help you with your finance. Chattel Mortgage; Commercial Finance Asset lease; Chattel Mortgage; Equipment Rental; Commercial Hire Purchase (CHP) 1300 787 288 Get My Quote. Founded in 1998, we have over 20 years of experience. What does this Car Finance Calculator do? Use this car finance calculator to calculate monthly, fortnightly or weekly repayment options. Car Loan; Chattel Mortgage; Comparison Rate; Hire Purchase; Luxury Car Tax; Personal Loans; About About Us ;. To find out what is available for you, call 1300 STRATTON (787 288). You'll receive a fixed rate loan from 7. That's where comparing monthly. You can structure your Chattel Mortgage repayment calculation with a loan term (length) in years or month, amount borrowed (financed), interest rate and residual value (balloon value). Watching my team find success inside and outside of work, the comradery and delivering great outcomes to clients. Minimum Mortgage Score 660, Best Rates with a Mortgage Score at or above 740+. Credit History. The total cost of a loan can encompass a variety of factors, including fees, charges, and other hidden costs that can significantly impact your financial situation. Alternatively, if you feel that buying is your best option then get in touch with one of our car consultants on 1300 (STRATTON) 787 288. These testimonials, opinions and reviews come straight from. A chattel mortgage finances movable property, like manufactured homes. Using a Chattel Mortgage Calculator. What is a Commercial Chattel Mortgage? A Commercial Chattel Mortgage is a finance product where the customer takes ownership of the vehicle (chattel) at the time of purchase. A chattel mortgage is a loan for a manufactured home or other movable piece of personal property, such as machinery or a vehicle. Other calculators & tools: Chattel Mortgage Calculator (Repayments Calculator) Calculate the repayments on a Chattel Mortgage for a car weekly, fortnightly or monthly based on the amount borrowed, interest rate, contract term and residual value with our Chattel Mortgage Calculator. Luxury Car Tax (LCT) is a tax charged when you buy a vehicle that meets a set of "luxury car" criteria. Use the Stratton Finance car finance calculator to calculate monthly, fortnightly or weekly repayment options. A 30-year term is 360 payments (30 years x 12. Car Loan; Chattel Mortgage; Comparison Rate; Hire Purchase; Luxury Car Tax; Personal Loans; About About Us ;. A chattel mortgage is a formal term that refers to a finance agreement that provides funds to purchase an asset and the finance provider accepts that financed asset as the security for the credit. This calculator determines your mortgage payment and provides you with a mortgage payment schedule. 5% financing by combing the PRMI FHA first mortgage with the 5% DPA Loan. For individual employees, alternative, cost-effective finance options include a chattel mortgage, a novated lease or a car loan, while businesses may also want to consider a chattel mortgage or a car lease. To get a lower interest rate, you will need to have a credit score of 700 or higher. Good. If you’d like to know more we’d be delighted to hear from you, call us on 1300 STRATTON (1300 787 288). If your down payment is under 20% of the purchase price, you will need mortgage insurance on your loan. You can structure your car leasing calculation based on a specified loan term (length) in months or years, amount borrowed (financed), specified. Going with chattel mortgage finance calculator below and weekly repayments for any certain personal loan rather than a long lifespan, our team today, auto loan will a fixed. The inputs below enable you to calculate different offers based on loan amount, interest rate, term length and. Get a loan from $10,000-$200,000 with Stratton Finance's boat loans. Make this Chattel Mortgage Calculator to calculate every, fortnightly or weekly repayments on Chattel Mortgage agreement for a car or other passenger automotive. What did this Chattel Pledge Calculator do? Use on Personal Security Numeric to calculate annual, fortnightly oder weekly repayments on Chattel Mortgage consent used a car or another passenger means. Below you will find a loan calculator for your use in approximating your new payment. Other options: Find out about the unique benefits of car finance from stratton. $-0. Stratton Finance is Australia's online car finance broker that connects you with over 30 lenders - all competing to give you their best rates and offers. *. S tratton Finance can offer you a great low rate and. 00. Stratton Finance works to make sure that you can get financed, even if you don't have the documentation available. Home. Car loans from $5,000 to $150,000. 7% of the new cars reported as sold last month and represents. Last but not least, we can also apply the Goal Seek feature of Excel to build a chattel mortgage calculator. In conclusion, understanding the importance of balloon payments and residual values is crucial when considering a car, boat, or caravan loan. $10 per every $200 value or part thereof. 43% p. Whether you're looking for a new or used jet ski, let us help you get out on the water today. You can structure your Chattel Mortgage repayment billing with a loan term (length) includes years or month, amount borrowed (financed), interest. Get an instant online car finance quote for a car loan, car finance or car lease. You may receive a tax deduction if using the boat for business*. Flexible loan terms ranging from 18 months to 7 years. Stratton Finance Pty Ltd (ACN 070 636 903 / Australian Credit Licence no. APPLY NOW. loan term up to 30 years. (choose from 1 - 7 year loan term) and. Stratton. You bucket. Mortgage Calculator. To discuss your individual needs in detail and secure a finance option that's right for you, speak. This provides an accurate estimate of repayments based on the loan amount, the annual interest rate applied and the loan term. This is an extra or accessory that the car manufacturer designed and produced for your car. You do better when you get to shop around. Mobile Home Loan Calculator with amortization schedule to estimate the. 1. ITEM 3: PROMOTER. You can structure your car leasing calculation based on a specified loan term (length) in months or years, amount borrowed (financed), specified. To get started, use our helpful Loan Calculator or get an Online Quote in less than 60 seconds with no impact to. Rate of duty. Otherwise known as an Unsecured Car Loan, a Personal Loan involves a lender providing you the funds to purchase a car of your choice, but they won't hold security over the loan (unlike a Secured Car Loan ). $643. Chattel Mortgage Calculator - Business Finance Rates. And whether you’re after a two-seater 718 or the crossover Macan. The loan is secured against the vehicle and, when the final repayment has been made, you will own the vehicle outright. The property itself serves as collateral. STEP 1 Repayments estimate STEP 2 Compare loan options STEP 3 Get approved STEP 4 Prepare for Settlement Call us on Login Let's get started! Estimate your repayments. Stratton Finance is a jet ski loan broker that can help you finance a jet ski. Using a Chattel Mortgage Calculator can assist your planning as a form of commercial finance for your business. Secure funds within 24 hours. no duty has been paid on or since the initial registration of the vehicle. 20 years and 32 days. Without expert knowledge, the choice can be overwhelming and confusing. Let us do the heavy lifting for you. This information is for general use and may vary in. A chattel mortgage is a type of secured business finance commonly used to buy vehicles and other business equipment. CEB-24841. Stratton Finance offers incredible low rates to get you and your brand new Porsche cruising on the highway in no time at all. But don't just take our word for it - see what some of our 100,000 customers think who we've had the privilege of working with over the past 20 years. We can find you a better deal on finance. Next. 7255 = 579. But…you need to be fully aware of the conditions associated with the result you are calculating and. interest rates – 5. Let us help you with your finance. Choice of fixed or variable interest rates. Stratton Finance A++ I've purchased 3 vehicles using Stratton and every time it has been hassle free. To get a lower interest rate, you will need to have a credit score of 700 or higher. 00. One of the best ways you can go about working this out is by using Savvy’s chattel mortgage repayment calculator. Chattel Mortgage Calculator. A Commercial Hire Purchase is a commercial finance product where you hire the vehicle from the lender for a fixed monthly repayment over a set period. At Stratton Finance, we are committed to helping you navigate your loan contract, secure the best balloon payment option, and ultimately get the keys to your dream vehicle or asset. If you’re looking for a. With our calculator, you can see the total cost of the loan including the total amount t of interest you will pay on the loan. An Extension of Mechanical Warranty provides an additional full three years coverage, or a total of 200,000 kilometres, from when you first register the vehicle. Personal loan calculator; Car loans. But don't just take our word for it - see what some of our 100,000 customers think who we've had the privilege of working with over the past 20 years. This will give you an estimate of your repayments. Toyota Car Finance and Car Loans for your Toyota car purchase. Step 3: Determine Offset Mortgage. Previous. Calculate your Movables Lien repayments with willingness Sold Mortgage Calculator, or receiving einem online quote today! Use our calculator tool and get an augenblicklichkeit quote. Use those Moveable Mortgage Calculator to count monthly, quarterly or week reimbursements up Chattel Mortgage agreement for a car or other passenger vehicle. In a conventional mortgage, the loan is secured by a lien on the real stationary property, but a chattel. A: As stated previously, if you’re planning to purchase a vehicle that falls within the ‘passenger car’ category, your claim limit is $60,733. Borrow at a lower interest rate that an unsecured loan. You can structure your loan calculation based on an interest rate, loan term (length) in weeks, months or years, amount borrowed (financed) and residual value (balloon value). loan term up to 20 years. Other options to consider if you’re looking to finance your vehicle include a chattel mortgage and a commercial hire purchase. a consumer car loan, a chattel mortgage for cars typically has lower Interest rates. PO Box 5012, South Melbourne, Victoria 3205. Great rates available on Toyota vehicles with Stratton Finance. Chris Reid Jul 10, 2023. $6 per every $200 value or part thereof. (the “website”). Whilst the name, ownership and management are changing, our existing team are here to support you through the transition in a seamless manner. You can even change the loan duration to see how it affects your repayment amounts to better understand your budgeting requirements for each term. With over 200 people Australia wide, we pride ourselves on building customer relationships for life; and that starts with having exceptional people to help you. Loan terms can be as short as six months and as long as 20 years plus 32 days. Step 5: Determine Interest Saved. 00%. Principal & Interest $1,297. Why you should buy your next car online. Find a mortgage loan officer. You can structure your Chattel Mortgage repayment calculation with a credits period (length) in aged or month, monthly borrowing (financed),. Let us do the heavy lifting for you. $19,609. If you're buying or financing a caravan for the. This will provide your monthly repayments: 30,000 / 51. Caravan Finance Calculator; Caravan Loan Options; Secured Loan for Caravans; Personal Loans for Caravans; Boat Finance Get A Quote; Boat Finance Calculator;. V. Stratton Finance A++ I've purchased 3 vehicles using Stratton and every time it has been hassle free. The promoter is Stratton Finance Pty Ltd of 1/435 Williamstown Road, Port Melbourne VIC 3207 (ABN 63 070 636 903) (the “Promoter”). To use our Caravan Finance Calculator, simply fill out how much you'd like to borrow, the loan term, the interest rate, the payment frequency and whether you will be using a residual/ balloon option. Let our new car experts at Carconnect help you save on your next vehicle purchase. Chattel Mortgage Calculator. Whether you're planning on buying a heavy duty work ute such as the Triton 4x4, a zippy SUV like the ASX, or the always-reliable Pajero; Stratton Finance can offer you a great low rate and have you in your new Mitsubishi in no time. (the “website”). What does this Loan Calculator do? Use our Loan Calculator to calculate monthly, fortnightly or weekly loan repayments for vehicles, boats, or personal loans in Australia. Luxury Car Tax is applicable to most new and demonstrator cars where the price (including. 5 tonne will offer the lowest rates. 8 out of 5 stars from 1,393 genuine reviews on Australia's largest opinion site ProductReview. This will give you an estimate of your repayments. Because your lease payments can be deducted from your pre-tax income, you'll be able to save big bucks on your tax return at the end of the year. Basically, this means that if you default on your chattel mortgage, your creditor or lender can take possession of the property being. Tax deduction is available when the vehicle is used for business purposes. Otherwise known as corporate hire purchase, hire purchase or offer to hire. Use our easy online enquiry form and have a NAB business banker return your call to discuss suitable options. If you are financing a car then comprehensive insurance is compulsory. Navigation systems. To get started, use our helpful Loan Calculator below or Get A Quote Now. Call the Stratton Finance team now on 1300 787 288 - we’ll make sure you’re 100% clear on anything you’re unsure about. You’ll be able to easily see how much your repayments will be month-to-month when you take out finance with Finlease. Business hours phone. It is important to point out that the payment provided by the loan calculator below is not guaranteed and only your loan officer can give you an exacting payment. 875% APR. Ask us about our NO EARLY EXIT FEES option, available on all new personal car loans and enjoy the flexibility of not being locked into a restrictive contract. The Repayment Calculator can help you determine your estimated repayments and the total interest payable on a car loan. We'll find you the best car loans from over 30 lenders. What does this Car Lease Calculator do? Use this Car Lease Calculator to calculate monthly, fortnightly or weekly repayments on Car Lease(Finance Lease) agreement for a car or other passsenger vehicle. Some people call it a ‘goods loan’. *The mobile home mortgage rates indicated above are reflective for both purchase and refinance, using an amount to finance of $250,000. If you own property, or are able to pay a deposit, Stratton can get you financed quickly and easily. Calculators Car Finance; Car Lease; Car Loan; Chattel Mortgage; Comparison Rate; Hire Purchase. Using a chattel mortgage will give you ownership of your vehicle from the start, so it will appear as an asset for your business as well as a. In the. interest rates – 6,25% – 8% APR. A 'Balloon Mortgage' does not reduce over the chosen term of the mortgage. 1. Caravan Finance to get you on the road sooner. There are many advantages of Chattel Mortgages which you can read about on our Chattel Mortgage Page. Borrow at a lower interest rate that an unsecured loan. It’s a simple-to-use tool that allows you to calculate and compare the costs of the best offers on the market. Use diese Conveyable Mortgage Calculator to calculate monthly, fortnightly or weekly repayments on Chattel Mortgage agree for a machine or other pillion vehicle. But in this type of financial agreement the item you’ve entered into an agreement for acts as security for the. Car Loan; Chattel Mortgage; Comparison Rate; Hire Purchase; Luxury Car Tax; Personal Loans; About About Us ;. 15. Not sure how car finance could benefit you? Then give us a call today on 1300 STRATTON (787 288) and let one of our consultants walk you through our products and services. Boat Finance Calculator; Secured Loan for Boats; Personal Loan for Boats; Chattel Mortgage for Boats;. The movable property is the collateral on the loan, just as fixed property is in a traditional mortgage, and you pay the lender back over time. What are the benefits of a car loan?Tips to avoid defaults. You can structure your car leasing calculation based on a specified loan term (length) in months or years, amount borrowed (financed), specified. It’s a good choice if you are registered for GST on an accruals or cash accounting basis. You can structure your Chattel Mortgage repayment calculation using a loan term (length) inches years or month, amount borrowed (financed), interest rate and residual value. Benefit this Chattel Mortgage Calculator to calculate monthly, fortnightly or weekly refund on Chattel Mortgage agreement for adenine vehicle with other passenger vehicle. Car Loan; Personal Loan; Chattel Mortgage; Comparison Rate; New Car Finance; Used Car Finance; Car Loan Options; Secured Loans for Cars; Personal Loans for Cars; Car. At Stratton, personal loans aren’t just for cars; we also arrange this. stratton 's experienced consultants can advise you on all types of car, business and personal insurance. Get a quote in 60 seconds. Car Loan; Chattel Mortgage; Car Finance; Car Lease; Luxury Car Tax; Hire Purchase; Personal Loans;. We recommend you consult your accountant or financial advisor to understand the financial benefits of a Chattel Mortgage or Prestige Lease. Stratton Finance New Car Loan. Other options to consider if you’re looking to finance your vehicle include a chattel mortgage and a commercial hire purchase. Car shopping can be time-consuming and stressful, especially when you're unsure about your financing options. com.